As the year draws to a close, the South Barrington eye care team at Brain Vision Institute reminds our patients that now is the perfect time to make the most of your vision and medical insurance benefits. Many insurance plans reset at the beginning of the new year, which means any unused benefits could be lost.
Understanding what your insurance covers and scheduling an appointment for essential eye care services ensures you get the care you need while maximizing your investment in your insurance plan.
What Can Your Vision Insurance Cover?
Vision insurance typically covers routine eye care services that keep your eyes healthy and your vision sharp. Here are some of the common benefits you can take advantage of:
Comprehensive Eye Exams: Annual eye exams can detect vision changes and early signs of eye diseases like glaucoma or macular degeneration. Your insurance often fully or partially covers this service.
Eyeglasses and Contact Lenses: If your prescription has changed or you need new glasses or contacts, many plans offer allowances or discounts on frames, lenses, and contact lens fittings.
Specialty Lenses or Coatings: Need blue-light blocking lenses or anti-reflective coatings? Insurance plans frequently cover some portion of these upgrades.
Pediatric Eye Care: Children’s vision insurance often includes exams and coverage for corrective eyewear, ensuring your child sees clearly in school and beyond.
How Medical Insurance Can Support Eye Health
Medical insurance often overlaps with vision care when it comes to eye health. If you have medical concerns such as eye infections, injuries, or chronic conditions like diabetes, your medical insurance may cover:
Treatment of Eye Diseases: Conditions like diabetic retinopathy, cataracts, or dry eye syndrome can be managed with the help of your medical coverage.
Emergency Eye Care: Accidents or sudden vision changes require immediate attention, and medical insurance often steps in to cover these situations.
Specialized Testing: Advanced diagnostics like retinal imaging or OCT scans for monitoring eye health are frequently included in medical plans.
Use Your HSA/FSA Funds for Eye Care
If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), these funds can be used for many eye care expenses, including routine exams, prescription glasses, contact lenses, and even specialized treatments. Since FSA funds often expire at the end of the year, now is the time to use them before they’re gone.
Booking an appointment today ensures you can apply these pre-tax dollars toward maintaining your eye health and vision.
Schedule Your Eye Care Appointment Today
Whether you need a new pair of glasses, an updated contact lens prescription, or a thorough checkup to ensure your eyes are healthy, your vision and medical insurance can help. Take control of your eye health and make the most of your coverage by booking your appointment now. Let’s start the new year with clear vision and peace of mind!
*Open Saturday by appointment only.